Relationship onboarding
KYC and KYB for new and existing relationships.
Know the relationship.
Understand the risk.
Connect identity, ownership, behaviour and evidence. One controlled workspace for AML, CFT, proliferation financing, sanctions and AI-enabled impersonation risk.
01 / KNOW
People & organisations
KYC, KYB and KYE. New relationships and the existing book, with explicit evidence and review dates.
02 / CONNECT
Ownership & behaviour
Legal arrangements, controllers, related parties and transaction evidence in a consistent case model.
03 / DECIDE
Accountable human decisions
Independent approval, restricted investigations and evidence of why each decision was made.
Connected controls. Clear responsibilities.
Identity & AI impersonation defence
Provider evidence, liveness, injection attacks and manual alternatives.
Ownership & legal arrangements
Companies, trusts, funds, nominees and non-equity control.
Sanctions, PEPs & adverse media
Versioned data, ownership/control rules and independent match resolution.
Ongoing monitoring
Periodic and event-driven reviews with exception tracking.
Forensic monitoring
Transaction evidence, scenario controls and restricted investigations.
Investigations & MLRO
Need-to-know investigations, evidence custody and FIU decisions.
Conflicts of interest
Business and personal interests, recusal and independent oversight.
People & KYE
Lawful workforce checks, role sensitivity and fair review.
Mobile verification
Mobile web, SDK and client-app integration assurance.
Data providers & APIs
Primary registry data, screening and Atlas integration contracts.
Board & Company Secretariat
Reserved decisions, committees, statutory records and authority.
People & HR
Organisation charts, fit and proper, training, safeguarding and succession.
Procurement & Outsourcing
Supplier diligence, orders, invoices, criticality and exit planning.
Legal & Privacy
Contract enforceability, disputes, confidentiality, data rights and transfers.
Technology & Security
Resilience, dependencies, incidents, access and controlled AI.
Change & Transformation
Project initiation, small changes, acceptance and rollback.
Compliance & Financial Crime
Requirements, testing, advice, AML/CFT/CPF and sanctions investigations.
Internal Audit
Independent plan, workpapers, findings, retesting and Board assurance.
More than a face match.
Design the mobile journey around document authenticity, live capture, presentation-attack detection, camera-injection checks, replay protection and device/session binding. A face match alone does not establish identity or prevent an AI agent from impersonating a customer.
Provider integration records capture privacy assessments, retention, accessible alternatives and independent security validation. Live biometric capture and native app distribution are not enabled in this release.
View customer guidance ↗Verify the person behind the structure.
Represent companies, partnerships, trusts, foundations, funds, nominees and non-equity control. Record trustees, settlors, protectors, beneficiaries and classes separately. Primary registry evidence must be corroborated; ownership thresholds and sanctions control tests must follow the applicable regime.
Unknown ownership, inaccessible registries and conflicting evidence stay unresolved. This release records relationship links; automated global registry retrieval and recursive ownership calculations require validated integrations.
Local rules. Explicit applicability.
Isle of Man · Jersey · Guernsey · UK · EU · UAE · Cayman Islands · Bahamas.
Configure the licensed entity, activity, local FIU, PEP treatment, beneficial ownership, sanctions ownership/control rules, retention and reporting deadlines. EU Member States and UAE mainland, DIFC and ADGM require separate profiles. EU Regulation 2024/1624 generally applies from 10 July 2027; future rules must not be treated as current.
Controls support compliance; software does not certify it. Complete local rule mapping, provider contracting and independent operating-effectiveness testing before regulated production use.
Measure speed. Test accuracy.
Benchmark precision, recall, false acceptance/rejection, demographic performance, reviewer workload and p95 latency on the same representative datasets. No comparative performance claim is made against ID-Pal, Arva, Ondato, Thomson Reuters or LexisNexis.
Available: persistent records, server-side permissions, independent approvals and audit history. Not connected: live sanctions/PEP databases, biometric providers, registries, payment streams or FIU submission channels.